DIVORCE DECREE >> A document issued by the court that dissolves the marriage relation.

DOCS >> Abbreviation for mortgage loan documents.

DOWN PAYMENT >> The difference between the purchase price and the mortgage amount for home purchase transactions.

DR >> An acronym for debt ratio.

DUPLEX >> Any building containing 2 separate dwelling units.

EARNEST MONEY >> The cash deposit paid by the prospective buyer of real property, as evidence of good faith intentions, to complete the purchase transaction.

EFFECTIVE AGE >> Age of a structure based upon its present condition rather than actual age. Takes into account rehabilitation and maintenance.