BORROWER SAVINGS >> The monthly savings a customer will experience by consolidating/paying off debt with a debt consolidation loan. Monthly savings equals current monthly payments less new monthly payments.

BROKER >> One who acts as an intermediary between parties to a transaction in exchange for a fee or commission.

BUSINESS FOR SELF (BFS) >> Customers who own their own business. Another word for self-employed.

BUSINESS LICENSE >> A license that authorizes a business to operate and is typically required and issued by the city in which the business is located.

C C & Rs >> An acronym for Covenants, Conditions and Restrictions.

CANCELED CHECK >> A check that has been cashed by the bank on which the check was drawn.

CAPACITY >> A customer’s financial ability to repay debt.